Medical insurance in Abu Dhabi is a legal requirement in the UAE. The benefits of having it vary depending on the provider you choose, but there are some important differences between plans and providers. For example, the providers of medical insurance in Abu Dhabi may charge you more or less for the same level of coverage. In addition, the payment method for your policy may be Cashless. Read on to learn more about this important requirement and the ways to get it.
Cost of medical insurance in Abu Dhabi
There are a few things that you can do to help lower the cost of medical insurance in Abu Dhabi. The most important thing to consider is the type of insurance plan you get. While many policies are regional in nature, some cover all of the GCC and Mena regions. Other plans may even cover the USA and Canada. The type of medical insurance plan you get will determine the maximum coverage you can expect to receive per year. Generally, the more expensive the plan, the higher the premium, but you can expect to have access to a variety of facilities.
Medical insurance in the UAE is required by law, so you need to make sure your employer offers you a policy. Medical expenses can easily go into the tens of thousands, so you should be prepared for that. In the event that you have an emergency, you can make use of an Abu Dhabi health insurance plan to cover the cost. You’ll also have access to the best clinics and hospitals in the region. The quality of the healthcare services here is on par with what you would get in the United States or Europe.
Providers of medical insurance in Abu Dhabi
There are several providers of medical insurance in Abu Dhabi that offer different types of medical plans. Some of these plans provide coverage for accidents and illnesses caused at work, while others offer enhanced coverage and a territorial or annual limit. Depending on the type of cover, plans can be tailored to fit the individual needs of the patient. Besides that, these plans cover various types of emergency care, including repatriation expenses. Some plans include optional coverage such as maternity coverage.
Aside from the basic plan, Cigna also offers group health insurance plans. The company’s Abu Dhabi Employee Protect plan covers medical costs for employees up to AED five thousand. In addition to the UAE health insurance plan, the company also offers international health plans through a partnership with Bupa Global. The company has been around since 1997, and is well-established in the city. Their network of medical providers spans the city. Interested in learning more? Check out their website to find a plan that suits you.
Cashless method of payment
Medical insurance in the UAE is now available in a cashless format. This allows you to pay for the services you need online. Once you have selected the medical insurance policy that meets your requirements, you will be given the opportunity to pay for the service directly to the hospital of your choice. This method saves you from the hassles of submitting claims and paper work. The cashless payment option is also convenient for those who have to travel long distances for medical treatment.
The UAE’s drive towards a cashless society is underway. With increasing debit card usage in the country, the UAE is on its way to becoming the first cashless nation in the Middle East. Approximately 83 percent of UAE citizens own a debit card, and four major e-wallet companies are available in the country. The UAE Ministry of Economy is supporting the government’s efforts to drive digital transformation and the transition of the country to a cashless economy. Various government services in the UAE are becoming increasingly digital and paperless.
Legal requirement of medical insurance in Abu Dhabi
Health insurance is mandatory for all citizens of the UAE. The law came into effect in 2005, making basic medical insurance mandatory for all Emiratis and their dependents. The health insurance regulatory system is broken down into two regulators, the Health Authority Abu Dhabi (HAAD) and the Abu Dhabi Healthcare Services Company (ADHSC). The HAAD regulates the basic health insurance plan, which must be acquired before a person can travel to Abu Dhabi.
Medical insurance is required by law in the UAE, and employers are legally required to provide it to their employees. Without it, residents will pay hundreds of dollars every month in medical bills. Without coverage, people cannot renew a residency or visa. The level of coverage varies by employer, dependents and employee income. Coverage must cover maternity care, X-rays, surgery, and other medical treatments. The law also prohibits renewal of residence permits if a resident does not have health insurance.
Preventive healthcare services covered by medical insurance in Abu Dhabi
The Ministry of Health and Prevention regularly launches consultations to get feedback from the public and to improve health care services. In addition to these consultations, the Ministry of Health and Prevention has longstanding partnerships with research centres, such as the Imperial College London Diabetes Centre. The ministry also has a number of initiatives and projects to support health-related research. According to the Federal Statistics and Competitive Authority, there were 79 hospitals in the UAE as of 2014.
The plan also covers preventive health services. It covers regular checkups, vaccines, dental care, and diagnostic tests. Many of the preventive services are free or covered at a discounted cost. However, some plans do not cover the full cost of these services. Therefore, it is important to look for comprehensive coverage before acquiring a medical insurance plan. Make sure to check with your insurance provider to determine what services are covered under the policy.